Advocate Financial Services

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Advocate Financial Services is not like the other timeshare exit companies in the industry. They claim that they’re not even an exit company at all! In clear, bold letters, the company states they are NOT a Timeshare Exit Company. Nor do they use attorneys. And they also don’t charge for their services? So just what are they?

Located in Fort Lauderdale, Florida, Advocate Financial Services was first established in 2011. With over 9 years in business, the company is a licensed bonded “educational platform.” They aim to assist their customers in managing their debts. The company claims its staff has over 25 years of experience with financial and debt-related matters. But as our team analyzed the company in closer detail, we discovered startling information.

If you’re looking for a fair and honest review of Advocate Financial Services, then you’ve come to the right place. Our review site aims to help you get insight into how the company operates. Our team believes every timeshare owner should know a couple of tips before working with any exit company. Initiate a live chat or fill out our free consultation form to learn more.


Advocate Financial Services Reviews

Advocate Financial Services reviews are, for the most part, positive. The company says they aim to offer an “Educational Platform” for the Timeshare Community. They want to bring awareness about the “do’s and dont’s” when selling or cancelling a timeshare contract.

As we continued to review the company, we came across some startling information. On the Advocate Financial Services website, the company makes a bold statement.

So they’re not a timeshare exit company, they don’t use attorneys, and they don’t charge for their services. How do they even help you out of your timeshare, then?

Reviewing the company website, we learned Advocate Financial Services’ works are a little different from their competitors. Instead of using attorneys,  the company focuses on Consumer Protection Laws to work in their favor. How they use these laws is unclear, so let’s take a look at their cancellation page.

Here the company says if a timeshare company ever lied and deceived you, you may be eligible to receive compensation. Although this sounds easy enough, it is typically very challenging for any timeshare owner to get a refund.

The company’s “Education Page” is mentioned one more time here. After reading through this section, some of the information raised some alarms for our team. As they said earlier, they don’t believe in working with attorneys. But the company aims to inform its readers of the Consumer Protection Law. You need an attorney to help cancel your timeshare. And the attorney who picks up your case should already know about consumer protection laws.

Heading over to the credentials page, Advocate Financial Services mentions they’re insured and bonded with a “$50,000 surety bond.” This is a way that guarantees customers security in using their services. While this can be an extra layer of protection, the best way to protect yourself from scams is to work with a timeshare exit company that offers an escrow payment option.

We recommend escrow because it eliminates all up-front fees paid directly to the exit company. By doing this, you hold the exit company accountable. Why? Because the exit company does not receive payment until they have successfully cancelled your timeshare. Paying a company in full and up-front has led to many scams in the timeshare exit industry. To learn more about the many scams that exist, click here.

We did come across a testimonials page from past Advocate Financial Services customers. The company does an excellent job by  including a variety of testimonials. From audio to handwritten, to even video testimonials, the company has it all!

Unfortunately, we cannot recommend Advocate Financial Services. Their cancellation process is too vague and more of a blog page. They mention they are not an exit company, nor do they involve attorneys. They lack a strong positive online presence. We agree they’re an excellent “educational platform” but nothing more.

Cost & Fees

Advocate Financial Services Costs & Fees

 Advocate Financial Services costs are not mentioned online. This is common in the timeshare cancellation industry. Fees are typically based on the complexity of your timeshare agreement. For owners who still owe a timeshare mortgage balance, their contracts are a lot more challenging to get out of. This one factor that could drive your exit fees up.

Due to the scarcity of Advocate Financial Services reviews, we could not confirm their costs. A standard range in the timeshare cancellation industry can run from $3000-$8000, depending on your situation.

Overall, we never recommend you pay anyone up-front fees. This has led to many timeshare exit scams. And If someone charges you something outside of this range, we suggest you explore other exit options. Never forget to negotiate your price a little too. Remember, it doesn’t hurt to try, and it can only benefit you.


Advocate Financial Services Ratings

Update as of MAY 2021. The Advocate Financial Services BBB page has an “A+” rating. They have a 4.24/5-star rating out of 17 customer reviews. And they have 0 complaints. Unfortunately, the company is not accredited with the Better Business Bureau. And they have no ratings on Yelp, Trustpilot, or Facebook. The only other platform they’re rated on is Google, with a 4.3/5-star rating out of 12 customer reviews. Below is are the 2 recent Advocate Financial Services reviews:

Final Thoughts

Final Thoughts

Overall, we still do not change our recommendation of Advocate Financial Services. There is no mention of their cancellation process. They clearly state they are not an exit company. And they do not use attorneys, nor do they offer an escrow payment option. Despite their testimonials page, our team always recommends working with companies that offer an escrow payment option, so you are always protected.

We recommend you read over our website, fill out the form on the right or contact us through Live Chat for a free personalized consultation. We’ll help you determine if an exit company is reputable. Our team recommends working with trustworthy timeshare exit companies that offer an escrow option, so you pay no up-front fees until your timeshare contract is cancelled. Learn more about how you can protect yourself against a timeshare exit scam!

Company Details

Time in Business
9 Year
LAST UPDATED: January 2, 2023

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